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Coming to a Loan Modification Agreement Bakersfield CA

It can be difficult to reach a loan modification agreement with any lender, but anyone who sticks to it and followed the right steps can get that loan modification they're looking for. Most people in Bakersfield trying to come to a loan modification agreement with their lender seem to think that there is an invisible steel wall between the loan modification and them.

Chase - Bakersfield Main Branch
(877) 682-4273
1515 17th Street
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Chase - Rosedale Branch
(877) 682-4273
13107 Rosedale Highway
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Chase - Greenfield Branch
(877) 682-4273
2050 White Lane
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Wells Fargo - Bakersfield-White Lane Branch
(866) 245-3452
2100 White Lane
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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Chase - California Avenue Branch
(877) 682-4273
4040 California Avenue
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Bank of America - Bakersfield Main Branch
(800) 432-1000
1440 Truxton Avenue
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Wells Fargo - Bakersfield Downtown Branch
(866) 245-3452
1300 22nd St
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

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Bank of America - Bakersfield Valley Plaza Branch
(800) 432-1000
2708 Ming Ave
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Bank of America - East Bakersfield Branch
(800) 432-1000
1201 Baker Street
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Bank of the West - Bakersfield Branch
(800) 488-2265
5201 California Avenue
Bakersfield, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

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Coming to a Loan Modification Agreement

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Tips to Come to a Loan Modification Agreement

Author: Walter Sigmore

I can be difficult to reach a loan modification agreement with any lender, but anyone who sticks to it and followed the right steps can get that loan modification they're looking for. Most people trying to come to a loan modification agreement with their lender seem to think that there is an invisible steel wall between the loan modification and them. Lenders can be tough on accepting applications, but most people don't realize that they either don't meet all of the requirements or that even the smallest mistake can disqualify their application. Almost every lender looks at the same things when considering a homeowner for a loan modification, but each one has a different take on what they're looking for.

Some lenders put a heaver emphasis on a homeowner's credit, while others don't put so much weight on it. There are also lenders who require a homeowner to have been late on at least one mortgage payment to be able to come to a loan modification agreement. And some lenders disqualify based on too high of a home value, bankruptcy, or even a huge amount of debt. Anyone considering applying for a loan modification agreement should research a lender's criteria for approval prior to actually applying. This can shed some light on what that particular lender is looking for. It's also a good idea to look around online for other people who have gotten modifications with that lender to see how giving they are with their modifications and how difficult they are to deal with. It can take eight weeks of a lender to approve an application, and in that time it is a good idea for the applicant to call and check up on the status of their application. Some lenders don't mind the call, while others take it as the homeowner actually needing the modification.

Most, if any, do not consider calling to check up on the status as a means for disqualification. Coming to a loan modification agreement with a lender is a time consuming process, but is no means impossible and there is no steel wall between the homeowner and a modification. Checking up on the requirements and filling out the application properly will increase the chances of approval bifold.

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For additional information and useful resources for home loan modifications visit the #1 loans modification spot on the net: http://HomeLoanModifications101.com

Article Source: http://www.articlesbase.com/mortgage-articles/tips-to-come-to-a-loan-modification-agreement-921701.html