Saving Money around the House Sacramento CA

Most of us live on a budget in Sacramento which requires some sacrifices. Here are some top tips for saving money around the house. Shut living room lights when watching TV, as well as kitchen lights in the evening hours. Use aromatherapy candles instead.

Cindy Adams
Adams Financial Consulting
(916) 925-3500
650 University Ave, Ste 115
Sacramento, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®

Kevin Young
Young Wealth Management
(916) 418-0375
3814 Auburn Blvd., Suite #70
Sacramento, CA
Expertises
Estate & Generational Planning Issues, Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, Tax Planning, Retirement Planning & Distribution Rules, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®, EA, MBA

Daniel Leahy
Pennington Financial Group
(916) 635-5858
11246 Gold Express Drive, Suite 102
Gold River, CA
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Tax Planning, Estate & Generational Planning Issues, Special Needs Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CRTP

Walter Romatowski
Castellan Financial Advisors
(916) 663-6338
919 Reserve Dr., Suite 105
Roseville, CA
Expertises
Hourly Financial Planning Services, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Middle Income Client Needs, Cash Flow/Budgets/Credit Issues, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®, CMA, MBA

Gerald Gasber
Gasber Financial Advisors, Inc.
(916) 985-2594
81 Blue Ravine Road, Suite 250
Folsom, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Estate & Generational Planning Issues, Insurance Related Issues, including Annuities, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®, CFS, CIMA, CIMC

Michael Chamberlain
Chamberlain Financial Planning LLC
(800) 347-1340
777 Campus Commons Road Suite 200
Sacramento, CA
Expertises
Hourly Financial Planning Services, Ongoing Investment Management, Middle Income Client Needs, Insurance Related Issues, including Annuities, Newlyweds & Novice Investors, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®

Scott Draper
Pennington Financial Group
(916) 635-5858
11246 Gold Express Drive, Suite 102
Gold River, CA
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Retirement Plan Investment Advice, Tax Planning, Advising Medical Professionals, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA

Kevin Young
Young Wealth Management
(530) 231-5152
502 Mace Blvd. Suite #5
Davis, CA
Expertises
Estate & Generational Planning Issues, Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, Tax Planning, Retirement Planning & Distribution Rules, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®, EA, MBA

Michael Lynch
Lynch Financial Advisors
(916) 772-3103
1700 Eureka Rd, Suite 155
Roseville, CA
Expertises
Tax Planning, College/Education Planning, Retirement Planning & Distribution Rules, Cash Flow/Budgets/Credit Issues, Advising Entrepreneurs, Planning Issues for Business Owners
Certifications
NAPFA Registered Financial Advisor, BS, MBA, Other

James Johnson
Lighthouse Financial Planning, LLC
(916) 932-7200
101 Parkshore Drive, Suite 100
Folsom, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Planning Issues for Business Owners, Middle Income Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®

Saving Money around the House

Most of us live on a budget which requires some sacrifices. Here are some top tips for saving money around the house.

Ten Electricity Saving Tips:

1. Shut living room lights when watching TV, as well as kitchen lights in the evening hours. Use aromatherapy candles instead.

2. You can save money by using the correct light bulb wattage in your home for lamps and other fixtures.

3. Buy appliances that have the Energy Star label.

4. When using the air conditioning, set the AC on Power Saver to conserve energy. Ensure the air filters are cleaned regularly.

5. Purchase low profile fans. They are affordable and run on DC power.

6. Purchase a halogen lamp as your main source of light in your den or work area.

7. When using your washing machine, use the cold cycle. This will save money on heating bills.

8. Only use dishwashers when you have a full load.

9. Use a microwave oven instead of a traditional oven. It uses less than 80% of energy than your regular oven.

10. The refrigerator is one of the appliances that uses the most energy in the home. Set the temperature to 37 degrees for optimum efficiency.

A Summer Check:

∗ Check to ensure there is enough ventilation in the attic.

∗ Weatherstrip the windows to retain cool air indoors and leave the windows closed during the summer months to allow the house to remain cooler.

∗ It is also suggested to keep the thermostat at 78 degrees.

Recycling:

∗ Make sure that you have enough garbage cans to separate papers, plastic, and bottles from regular garbage. The Department of Sanitation usually gives every household an instruction sheet delineating what is recyclable, how to pack up garbage properly, and how to separate items according to State standards.

General Saving Tips:

∗ If you are a work-at-home mom and print out daily tasks to be done, use both sides of the printer paper.

∗ Ink cartridges purchases at your local office supply can be returned when empty for credit.

∗ Save on gas by finding a station that offers the cheapest price. It may even be cheaper to walk or use a bicycle.

∗ Buy groceries in bulk.

∗ Clip coupons from the Sunday paper as well as online and use them to reduce your grocery bill.

∗ Always check for sales online and in your local newspaper.

∗ Plant a vegetable and herb garden. With the prices of food soaring, you can save quite a bit on these items.

∗ Contact your phone company to determine if there is any way to lower your bill by deleting some services.

Click here to read more from TheAdvice.com