Saving Money on Utilities Modesto CA

Check with utility companies about payment plans in Modesto. When you enter into a plan, your monthly payment is calculated according to the average of your bill for the last twelve months. The monthly payment may be above or below what the actual amount of the service is.

Mr. Gregory A. Crosby, CFP®
(209) 576-8000
1101 Sylvan Ave
Modesto, CA
Firm
Crosby, Trevino & Associates, Inc.

Data Provided by:
Ms. Terri Amerio-Bell, CFP®
(209) 572-1040
PO Box 5302
Modesto, CA
Areas of Specialization
Estate Planning, General Financial Planning, Small Business Planning, Tax Planning, Tax Preparation, Young Professionals
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Mr. Tony D. Trevino, CFP®
(209) 576-8000
1101 Sylvan Ave Ste B2
Modesto, CA
Firm
FSC Securities Corporation

Data Provided by:
Mr. David O Hamer, CFP®
(209) 576-3207
1020 10th St. #200
Modesto, CA
Firm
Morgan Stanley Smith Barney
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Debt Management, Divorce Issues, Education Planning, Employee and Employer Plan Benefits

Data Provided by:
Mr. Thomas Lyle Bryant, CFP®
(209) 577-5704
121 Rue De Yoe
Modesto, CA
Firm
TICG
Areas of Specialization
Asset Allocation, Charitable Giving, Comprehensive Financial Planning, Education Planning, Elder Care, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Steven B. Pinedo, CFP®
(209) 579-9992
3340 Tully Rd Ste B5
Modesto, CA
Firm
Abdallah & Pinedo Financial

Data Provided by:
Jeffrey S Burrow, CFP®
(209) 579-5900
1101 Sylvan Ave
Modesto, CA
Firm
Valley Wealth, Inc.
Areas of Specialization
Asset Allocation, Estate Planning, Investment Planning, Retirement Income Management, Retirement Planning, Securities, Wealth Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Ms. Jodi A. Karambela, CFP®
(209) 338-5570
1111 I Street, Suite 304
Modesto, CA
Firm
Integral Investment Advisors

Data Provided by:
Mr. Abe Askil, CFP®
(209) 529-3089
1500 J St
Modesto, CA
Firm
Titan Capital Management LLC

Data Provided by:
Mr. Brian M. Ullrich, CFP®
(209) 550-7475
912 11th Street Ste 200
Modesto, CA
Firm
Alternative Insurance Solution
Areas of Specialization
Employee and Employer Plan Benefits
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $500,001 - $1,000,000

Profession: Business Executives

Data Provided by:
Data Provided by:

Saving Money on Utilities

Every month, our utility bills come in the mail like clockwork. Some months the balance is high and sometimes we catch a break. Learn here about ways to lower utility bills and save money.

Check with utility companies about payment plans. When you enter into a plan, your monthly payment is calculated according to the average of your bill for the last twelve months. The monthly payment may be above or below what the actual amount of the service is. At the end of the year, your account will be credited for the average, or you will be billed for any excess charges. As far as budgeting on a monthly basis, a payment plan ensures that you can count on a constant payment.

When you use hot water, energy is needed to heat the water to a certain temperature. Using a lot of hot water will not only raise your water bill but also the gas or electric bill. Cut costs and save money by washing clothing in cold water. Cold water is more energy efficient.

As far as water goes, investing in faucet aerators and low flow shower heads reduce the amount of water that is used. My kids like to take long showers. A low flow head gives better spray using less water. I will continue to get them to not shower so long, but if they do, less water is going down the drain.

Using a dishwasher also reduces your water bill. A dishwasher uses a certain amount of water to wash a load of dishes. When you wash by hand, more water is used because you fill up the sink or basin once for dishes and once for pans. You also run the faucet to rinse them. As long as you have a full load, you waste less water in a dishwasher.

Lowering the temperature on your hot water heater is a good way to cut back on heating costs. It takes less energy to raise the temperature twenty degrees instead of fifty. At a lower setting everyone will get used to a more tepid temperature.

Purchasing energy-efficient appliances saves money. On the front label it details how much money you save each time you use it compared to an appliance that is not energy efficient. If it is time to replace your old appliances, remember to go green.

Speaking of changing, most homes have double or triple-paned windows installed. If you live in an older house, this may not be the case. Windows that are not sealed well can let out lots of heat or air conditioning, which means in essence that you are paying to heat the outdoors. Stop losing money around your windows by replacing them. Many replacement window companies offer financing plans so that you can get your windows now and start cutting those utility bills.

Are you looking to cut utility bills? Contact the local power company for a free home efficiency assessment. They can tell you where you are spending big dollars and suggest ways to save on energy.

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