Saving Money on Utilities Sacramento CA

Check with utility companies about payment plans in Sacramento. When you enter into a plan, your monthly payment is calculated according to the average of your bill for the last twelve months. The monthly payment may be above or below what the actual amount of the service is.

Michael Chamberlain
Chamberlain Financial Planning LLC
(800) 347-1340
777 Campus Commons Road Suite 200
Sacramento, CA
Expertises
Hourly Financial Planning Services, Ongoing Investment Management, Middle Income Client Needs, Insurance Related Issues, including Annuities, Newlyweds & Novice Investors, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®

Kevin Young
Young Wealth Management
(916) 418-0375
3814 Auburn Blvd., Suite #70
Sacramento, CA
Expertises
Estate & Generational Planning Issues, Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, Tax Planning, Retirement Planning & Distribution Rules, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®, EA, MBA

Daniel Leahy
Pennington Financial Group
(916) 635-5858
11246 Gold Express Drive, Suite 102
Gold River, CA
Expertises
Ongoing Investment Management, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Tax Planning, Estate & Generational Planning Issues, Special Needs Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CRTP

Walter Romatowski
Castellan Financial Advisors
(916) 663-6338
919 Reserve Dr., Suite 105
Roseville, CA
Expertises
Hourly Financial Planning Services, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Middle Income Client Needs, Cash Flow/Budgets/Credit Issues, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®, CMA, MBA

James Johnson
Lighthouse Financial Planning, LLC
(916) 932-7200
101 Parkshore Drive, Suite 100
Folsom, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Planning Issues for Business Owners, Middle Income Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®

Cindy Adams
Adams Financial Consulting
(916) 925-3500
650 University Ave, Ste 115
Sacramento, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®

Scott Draper
Pennington Financial Group
(916) 635-5858
11246 Gold Express Drive, Suite 102
Gold River, CA
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Retirement Plan Investment Advice, Tax Planning, Advising Medical Professionals, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA

Kevin Young
Young Wealth Management
(530) 231-5152
502 Mace Blvd. Suite #5
Davis, CA
Expertises
Estate & Generational Planning Issues, Cash Flow/Budgets/Credit Issues, Helping Clients Identify & Achieve Goals, Tax Planning, Retirement Planning & Distribution Rules, Ongoing Investment Management
Certifications
NAPFA Registered Financial Advisor, CFP®, EA, MBA

Michael Lynch
Lynch Financial Advisors
(916) 772-3103
1700 Eureka Rd, Suite 155
Roseville, CA
Expertises
Tax Planning, College/Education Planning, Retirement Planning & Distribution Rules, Cash Flow/Budgets/Credit Issues, Advising Entrepreneurs, Planning Issues for Business Owners
Certifications
NAPFA Registered Financial Advisor, BS, MBA, Other

Gerald Gasber
Gasber Financial Advisors, Inc.
(916) 985-2594
81 Blue Ravine Road, Suite 250
Folsom, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Estate & Generational Planning Issues, Insurance Related Issues, including Annuities, Retirement Planning & Distribution Rules, Retirement Plan Investment Advice
Certifications
NAPFA Registered Financial Advisor, CFP®, CFS, CIMA, CIMC

Saving Money on Utilities

Every month, our utility bills come in the mail like clockwork. Some months the balance is high and sometimes we catch a break. Learn here about ways to lower utility bills and save money.

Check with utility companies about payment plans. When you enter into a plan, your monthly payment is calculated according to the average of your bill for the last twelve months. The monthly payment may be above or below what the actual amount of the service is. At the end of the year, your account will be credited for the average, or you will be billed for any excess charges. As far as budgeting on a monthly basis, a payment plan ensures that you can count on a constant payment.

When you use hot water, energy is needed to heat the water to a certain temperature. Using a lot of hot water will not only raise your water bill but also the gas or electric bill. Cut costs and save money by washing clothing in cold water. Cold water is more energy efficient.

As far as water goes, investing in faucet aerators and low flow shower heads reduce the amount of water that is used. My kids like to take long showers. A low flow head gives better spray using less water. I will continue to get them to not shower so long, but if they do, less water is going down the drain.

Using a dishwasher also reduces your water bill. A dishwasher uses a certain amount of water to wash a load of dishes. When you wash by hand, more water is used because you fill up the sink or basin once for dishes and once for pans. You also run the faucet to rinse them. As long as you have a full load, you waste less water in a dishwasher.

Lowering the temperature on your hot water heater is a good way to cut back on heating costs. It takes less energy to raise the temperature twenty degrees instead of fifty. At a lower setting everyone will get used to a more tepid temperature.

Purchasing energy-efficient appliances saves money. On the front label it details how much money you save each time you use it compared to an appliance that is not energy efficient. If it is time to replace your old appliances, remember to go green.

Speaking of changing, most homes have double or triple-paned windows installed. If you live in an older house, this may not be the case. Windows that are not sealed well can let out lots of heat or air conditioning, which means in essence that you are paying to heat the outdoors. Stop losing money around your windows by replacing them. Many replacement window companies offer financing plans so that you can get your windows now and start cutting those utility bills.

Are you looking to cut utility bills? Contact the local power company for a free home efficiency assessment. They can tell you where you are spending big dollars and suggest ways to save on energy.

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