Savings Plan Bakersfield CA

If you’re like most people, you pay your bills every month in Bakersfield and if there’s anything left over, you put it into savings. The problem with paying yourself last is that there’s usually not a lot left over. So try this instead: Commit to saving a certain amount each month, and make that the first check you write. Better yet, arrange to have an amount automatically transferred from your checking account to a mutual fund each month.

Mr. Peter H. Hunt, CFP®
(661) 327-8560
PO Box 10959
Bakersfield, CA
Firm
Wells Fargo Advisors
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, Employee and Employer Plan Benefits, Estate Planning, Investment Management, Investment Planning

Data Provided by:
Mr. V. Mon Bertolucci, CFP®
(661) 322-3504
5401 Business Park South
Bakersfield, CA

Data Provided by:
Mr. Steven Michael Bowles, CFP®
(661) 835-8189
200 New Stine Rd
Bakersfield, CA
Firm
Bowles Financial & Ins. Group, Inc.
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Retirement Income Management, Retirement Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Jeffrey R Bell, CFP®
(661) 322-2033
1100 Mohawk St, STE 180
Bakersfield, CA
Firm
Edward Jones

Data Provided by:
Mr. William R. Ramsey, CFP®
(661) 283-1361
5812 Calico Cove Ct.
Bakersfield, CA
Firm
William R. Ramsey CPA CFP
Areas of Specialization
Accounting, Budget Development, General Financial Planning, Investment Planning, Retirement Planning, Tax Preparation
Key Considerations
Average Net Worth: $100,000 or less

Average Income: $50,001 - $100,000

Profession: Government Employees

Data Provided by:
Mr. Carl A. Engele, CFP®
(661) 397-9074
110 S Montclair St Ste 106
Bakersfield, CA
Firm
OneAmerica Securities

Data Provided by:
Mr. Steven A. Barnes, CFP®
(661) 322-9799
5060 California Ave Ste 1020
Bakersfield, CA
Firm
Barnes Wealth Management Group
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Elder Care, Estate Planning, Investment Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Mr. Blake Goehring, CFP®
(661) 326-7707
5080 California Ave Ste. #102
Bakersfield, CA
Firm
Merrill Lynch

Data Provided by:
Laurence Edward Menna, CFP®
(661) 837-8500
1601 New Stine Rd Ste 180
Bakersfield, CA
Firm
Menna Capital Management, LLC
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Retirement Income Management, Retirement Planning, Wealth Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. Bradley C. Barnes, CFP®
(661) 663-4602
9100 Ming Ave Ste 205
Bakersfield, CA
Firm
Morgan Stanley Wealth Management
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Data Provided by:

Savings Plan

If you’re like most people, you pay your bills every month and if there’s anything left over, you put it into savings. The problem with paying yourself last is that there’s usually not a lot left over. So try this instead: Commit to saving a certain amount each month, and make that the first check you write. Better yet, arrange to have an amount automatically transferred from your checking account to a mutual fund each month. If you have a dire emergency you can always take the money out of the mutual fund. But if you make saving really easy and spending somewhat difficult, you’ll be more likely to stick to your savings plan every month.

Then, when the money starts building up, you’ll be so proud of your nest egg that you’ll actually prefer saving to spending. You’ll get more pleasure out of seeing your savings balance grow than you would from having the latest gadget that does little more than separate you from your money. Eventually, you’ll turn the corner from being a spender to a saver—no easy feat in our consumer-oriented culture.

Start by estimating how much you can reasonably save each month. Even if it’s only $25 or $50, you’ll be making progress. The whole idea is to start the transition from a spending mentality to a saving mentality.

Although we are experiencing some very volatile investing times, you will be making investments at a lower cost than a year ago, and will hopefully have some good gains as the market returns.

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