Savings Plan Fresno CA

If you’re like most people, you pay your bills every month in Fresno and if there’s anything left over, you put it into savings. The problem with paying yourself last is that there’s usually not a lot left over. So try this instead: Commit to saving a certain amount each month, and make that the first check you write. Better yet, arrange to have an amount automatically transferred from your checking account to a mutual fund each month.

Ms. Raye Grant, CFP®
(559) 431-5900
5250 N Palm Ave
Fresno, CA
Firm
Morgan Stanley Smith Barney

Data Provided by:
Mr. Nikolaus Redmond, CFP®
(559) 449-8690
6715 N Palm Ave Ste 112
Fresno, CA
Firm
Ford Financial Group
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning

Data Provided by:
Mr. Michael F. Budd, CFP®
(559) 431-5900
5250 N Palm Ave Ste 321
Fresno, CA
Firm
Morgan Stanley

Data Provided by:
Elise L. Kausen, CFP®
(559) 248-4019
5200 North Palm #101
Fresno, CA
Firm
UBS Financial Services, Inc.

Data Provided by:
Ms. Carole R. Ford, CFP®
(559) 449-8690
6715 N Palm Ave
Fresno, CA
Firm
Ford Financial Group
Areas of Specialization
Comprehensive Financial Planning, Divorce Issues, Education Planning, Estate Planning, General Financial Planning, Insurance Planning, Intergenerational Planning

Data Provided by:
Mr. Ron J. Monis, CFP®
5250 N. Palm Avenue
Fresno, CA
Firm
Morgan Stanley

Data Provided by:
Mr. Ryan J. Louie, CFP®
(559) 449-8690
6715 N Palm Ave Ste 112
Fresno, CA
Firm
Ford Financial Group
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning

Data Provided by:
Mr. Andrew O'Reilly Carrigan, CFP®
5250 N Palm Ave Ste 321
Fresno, CA
Firm
Morgan Stanley Smith Barney

Data Provided by:
Mr. Mark G. Ruof, CFP®
(559) 447-8212
5250 N Palm
Fresno, CA
Firm
RBC Wealth Management
Areas of Specialization
Asset Allocation
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Business Executives

Data Provided by:
Ms. Jayne M. Ferrante, CFP®
(559) 437-1818
6795 N Palm Ave Ste 108
Fresno, CA
Firm
Prosperity Planning & Management
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Life Planning, Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided by:
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Savings Plan

If you’re like most people, you pay your bills every month and if there’s anything left over, you put it into savings. The problem with paying yourself last is that there’s usually not a lot left over. So try this instead: Commit to saving a certain amount each month, and make that the first check you write. Better yet, arrange to have an amount automatically transferred from your checking account to a mutual fund each month. If you have a dire emergency you can always take the money out of the mutual fund. But if you make saving really easy and spending somewhat difficult, you’ll be more likely to stick to your savings plan every month.

Then, when the money starts building up, you’ll be so proud of your nest egg that you’ll actually prefer saving to spending. You’ll get more pleasure out of seeing your savings balance grow than you would from having the latest gadget that does little more than separate you from your money. Eventually, you’ll turn the corner from being a spender to a saver—no easy feat in our consumer-oriented culture.

Start by estimating how much you can reasonably save each month. Even if it’s only $25 or $50, you’ll be making progress. The whole idea is to start the transition from a spending mentality to a saving mentality.

Although we are experiencing some very volatile investing times, you will be making investments at a lower cost than a year ago, and will hopefully have some good gains as the market returns.

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