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Second Mortgage and 401(k) Loan Chico CA

I have thought about taking out $50,000 out of my 401(k) to pay off my second mortgage. My thought behind this is that I will be paying myself the interest rather than the bank. I have calculated what the payment would be and can afford this. Why does this sound too good to be true? You may be able to get a better interest rate, but that's the only good thing about the idea, says the Debt Adviser.

Credit Bureau Services
(530) 673-5050
589 East Ave
Chico, CA
 
Community Housing & Credit Counseling Center
(530) 891-4124
1001 Willow St
Chico, CA
 
A American Debt Consolidation
(530) 343-8720
301 Broadway St
Chico, CA
 
Wilson J B Butte County Credit Bureau Corp
(530) 342-0132
310 Flume St
Chico, CA
 
California Consumer Credit
(323) 667-9999
4216 Fountain Ave
West Hollywood, CA
 
CCA Collections Agency
(530) 894-5779
1050 Columbus Ave
Chico, CA
 
A R Credit Collections Bureau Inc
(530) 345-4152
170 E 2nd Ave
Chico, CA
 
Aurtion Solutions
(530) 898-0220
1074 East Ave
Chico, CA
 
Statewide Collection Bureau
(530) 532-0922
585 East Ave
Chico, CA
 
Bydesign Financial Solutions
(800) 750-2227
2291 W March Ln
Stockton, CA