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Second Mortgage and 401(k) Loan Fresno CA

I have thought about taking out $50,000 out of my 401(k) to pay off my second mortgage. My thought behind this is that I will be paying myself the interest rather than the bank. I have calculated what the payment would be and can afford this. Why does this sound too good to be true? You may be able to get a better interest rate, but that's the only good thing about the idea, says the Debt Adviser.

Fresno Police Department Credit Union
(559) 233-1788
1004 N Van Ness Ave
Fresno, CA
 
Fresno County Federal Credit Union
(559) 252-5000
1250 Van Ness
Fresno, CA
 
The Golden 1 Credit Union-CSUF
(559) 454-7651
5280 N Jackson Ave
Fresno, CA
 
State Center Credit Union
(559) 225-7228
1515 E. Shaw Ave
Fresno, CA
 
Consumer Credit Counseling Service
(800) 750-2227
4969 E McKinley #107
Fresno, CA
 
United Local Credit Union
(559) 227-8329
3650 E Ashlan Ave
Fresno, CA
 
First California Federal Credit Union
(559) 226-8282
2525 E. Shields Ave
Fresno, CA
 
The Golden 1 Credit Union
(559) 222-1148
111 E. Shaw
Fresno, CA
 
Educational Employees Credit Union
(559) 437-7700
2222 W. Shaw Ave
Fresno, CA
 
Fresno County Federal Credit Union
(559) 252-5000
4422 W. Ashlan
Fresno, CA