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Second Mortgage and 401(k) Loan Redding CA

I have thought about taking out $50,000 out of my 401(k) to pay off my second mortgage. My thought behind this is that I will be paying myself the interest rather than the bank. I have calculated what the payment would be and can afford this. Why does this sound too good to be true? You may be able to get a better interest rate, but that's the only good thing about the idea, says the Debt Adviser.

Creditcom
(415) 646-0000
690 5th St
San Francisco, CA
 
Debtmerica LLC
(714) 352-8400
3100 S Harbor Blvd
Santa Ana, CA
 
A R Credit Collections Bureau Inc
(530) 345-4152
170 E 2nd Ave
Chico, CA
 
Credit Correction Service
(951) 788-0877
3824 University Ave
Riverside, CA
 
CCA Collections Agency
(530) 894-5779
1050 Columbus Ave
Chico, CA
 
Consumer Credit Counseling Service
(800) 777-7526
150 Post St
San Francisco, CA
 
The Golden 1 Credit Union
(559) 222-1148
111 E. Shaw
Fresno, CA
 
Community Housing & Credit Counseling Center
(530) 891-4124
1001 Willow St
Chico, CA
 
Operation Hope Inc
(510) 535-6700
3062 E 9th St
Oakland, CA
 
Debtors Anonymous
(916) 349-7093
4741 Madison Ave
Sacramento, CA