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Settling Overdue Bakersfield CA

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

McKnight Law Offices
(661) 325-5977
305 Truxtun Ave
Bakersfield, CA
 
Donald C Duchow Attorney At Law
(661) 328-1826
1412 17th St Suite 351
Bakersfield, CA
 
Berry Wm Todd-Attorney At Law
(661) 716-5555
1800 30th St Suite 330
Bakersfield, CA
 
We The People
(661) 835-9491
2400 Wible RD
Bakersfield, CA
 
Bell R Scott Law Office
(661) 322-9500
1412 17th
Bakersfield, CA
 
Gillet Phillip Jr Attorney At Law
(661) 323-3220
1705 27th St
Bakersfield, CA
 
Bell Scott R - Attorney At Law
(661) 322-9500
1706 Chester Ave #402
Bakersfield, CA
 
Scully Cynthia R
(661) 665-8802
100 H St
Bakersfield, CA
 
Consumer Credit Counseling
(661) 324-9628
5300 Lennox Ave
Bakersfield, CA
 
T H D Credit Consulting
(310) 207-5333
11628 Santa Monica Blvd
West Hollywood, CA