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Settling Overdue Fresno CA

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Fresno Police Department Credit Union
(559) 233-1788
1004 N Van Ness Ave
Fresno, CA
 
United Local Credit Union
(559) 227-8329
3650 E Ashlan Ave
Fresno, CA
 
The Golden 1 Credit Union-CSUF
(559) 454-7651
5280 N Jackson Ave
Fresno, CA
 
State Center Credit Union
(559) 225-7228
1515 E. Shaw Ave
Fresno, CA
 
Valley First Credit Union
(559) 275-3944
3434 W. Shaw Ave.
Fresno, CA
 
Fresno County Federal Credit Union
(559) 252-5000
1250 Van Ness
Fresno, CA
 
First California Federal Credit Union
(559) 226-8282
2525 E. Shields Ave
Fresno, CA
 
The Golden 1 Credit Union
(559) 222-1148
111 E. Shaw
Fresno, CA
 
Fresno County Federal Credit Union
(559) 252-5000
3067 W Bullard
Fresno, CA
 
The Golden 1 Credit Union
(559) 485-9145
6040 N Figarden Drive
Fresno, CA