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Settling Overdue Visalia CA

I am a student who has gotten into debt from being a student. My question is, I have debt collectors sending me settlement balances, if I pay these balances offered, will this wipe out the debt in full and what kind of marking will appear on my credit report?

Fresno County Federal Credit Union
(559) 252-5000
3067 W Bullard
Fresno, CA
 
Debtone Financial Solutions
(562) 424-2300
3605 Long Beach Blvd
Long Beach, CA
 
Credit Information Group Inc
(916) 928-1823
4800 Kokomo Dr Apt 314
Sacramento, CA
 
T H D Credit Consulting
(310) 207-5333
11628 Santa Monica Blvd
West Hollywood, CA
 
Consumer Credit Counseling
(916) 489-1995
4029 Marconi Ave Apt 91
Sacramento, CA
 
Debt Free Seminar
(818) 659-5157
321 first st
los angeles, CA
Prices and/or Promotions
free

Consumer Credit Counseling
(866) 331-2227
730 Broadway
Chula Vista, CA
 
Fresno County Federal Credit Union
(559) 252-5000
1250 Van Ness
Fresno, CA
 
The Golden 1 Credit Union
(559) 485-9145
6040 N Figarden Drive
Fresno, CA
 
Santa Ana Back Tax Debt Relief
(714) 881-4498
1620 W 1st St
Santa Ana, CA