Tips for Saving Money Fresno CA

With costs rising everywhere, consumers have begun to search for ways to beat the system and save money in Fresno. It takes some work, but there are ways that you can save on your everyday bills. Here are some suggestions.

Mr. Andrew O'Reilly Carrigan, CFP®
5250 N Palm Ave Ste 321
Fresno, CA
Firm
Morgan Stanley Smith Barney

Data Provided by:
Mr. Ryan J. Louie, CFP®
(559) 449-8690
6715 N Palm Ave Ste 112
Fresno, CA
Firm
Ford Financial Group
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Divorce Issues, Education Planning

Data Provided by:
Ms. Raye Grant, CFP®
(559) 431-5900
5250 N Palm Ave
Fresno, CA
Firm
Morgan Stanley Smith Barney

Data Provided by:
Mr. William E. Roeser, CFP®
(559) 225-5200
6535 N Palm Ave
Fresno, CA
Firm
Roeser Accountancy Corp
Areas of Specialization
Accounting, Asset Allocation, Business Succession Planning, General Financial Planning, Investment Management, Investment Planning, Tax Planning

Data Provided by:
Jared V. West, CFP®
(559) 436-3324
5260 N. Palm Ave
Fresno, CA
Firm
Merrill Lynch
Areas of Specialization
Comprehensive Financial Planning
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Richard Allyn Quan, CFP®
(559) 449-6145
5200 N Palm Ave Ste 308
Fresno, CA
Firm
New England Financial
Areas of Specialization
Business Succession Planning, Education Planning, Estate Planning, Insurance Planning, Investment Planning, Long-Term Care, Retirement Planning

Data Provided by:
Mr. Nikolaus Redmond, CFP®
(559) 449-8690
6715 N Palm Ave Ste 112
Fresno, CA
Firm
Ford Financial Group
Areas of Specialization
Asset Allocation, Budget Development, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Debt Management, Education Planning

Data Provided by:
Mr. Braden T Mckeighan, CFP®
(559) 433-2003
5250 N Palm Ave Ste 321
Fresno, CA
Firm
Morgan Stanley Wealth Management
Areas of Specialization
Retirement Income Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Elise L. Kausen, CFP®
(559) 248-4019
5200 North Palm #101
Fresno, CA
Firm
UBS Financial Services, Inc.

Data Provided by:
Ms. Jayne M. Ferrante, CFP®
(559) 437-1818
6795 N Palm Ave Ste 108
Fresno, CA
Firm
Prosperity Planning & Management
Areas of Specialization
Comprehensive Financial Planning, Investment Management, Life Planning, Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $100,001 - $250,000



Data Provided by:
Data Provided by:

Tips for Saving Money

Do you ever feel like there’s some sort of conspiracy among corporations to deprive you of as much of your hard-earned money as possible? That’s not too far from the truth. Banks, stores, service providers and utility companies are all in it to make money. Some are more aggressive than others in the pursuit of the almighty dollar, but they all need to turn a profit to survive.

With costs rising everywhere, consumers have begun to search for ways to beat the system and save money. It takes some work, but there are ways that you can save on your everyday bills. Here are some suggestions.

  • When it comes to banking, it pays to shop around. Some banks charge all sorts of fees just to maintain a checking account, while others have free options. Check with your bank to make sure you’re getting the best deal they have. If that’s not good enough, look elsewhere. Some banks will even pay you to switch!
  • Look at all of your communications options. Many households have a land line and multiple cell phones. Could you do without your landline? If you truly need a home phone, consider dropping your long distance service. Many cellular service providers include free long distance in their packages. Calling cards may also be a cheaper option depending on your calling habits.

  • Consider bundling services. Companies often offer packages that include phone service, cable and high-speed internet at lower prices than if you purchased them separately.

  • When it comes to electricity, the best thing to do is conserve, conserve, conserve. Switching to a cheaper electric company isn’t an option, so it’s important to find ways to use as little juice as possible. Turn off lights and televisions when leaving the room, unplug TVs, DVD players and other electronics that use power even when turned off, hang clothes out to dry when possible, and purchase energy-efficient appliances. These easy changes can make a noticeable difference in your bill each month.
  • Make a habit of getting auto insurance quotes once a year. Changes in the way an insurance company calculates its rates, or changes in your driving record, could make a difference in the rate you would be charged. It’s also wise to get quotes on homeowner’s and other types of insurance on a regular basis.

  • Keep a close eye on your credit cards. Even if you had a great interest rate to start with, you might be paying more now. Late payments (either on your credit card or other bills) can trigger rate increases, and until new legislation goes into effect preventing it, card issuers may raise your rate for no reason whatsoever. So pay attention to any notices you receive, and confirm your interest rate every now and then. If you find that you’re paying too much, look for a new card with a lower rate.

  • When looking for ways to save money, we often overlook everyday expenses. But by examining them closely, you can almost always find a way to save at least a few dollars each month. And those few dollars can add up to hundreds in a year’s time.

    Click here to read more from TheAdvice.com