Using a Retirement Plan to Protect Assets Stockton CA
How can I use a retirement plan to protect assets in Stockton? If your retirement plan is qualified under the Federal Employee Retirement Income and Security Act (ERISA), your ownership in the plan is exempt. No third party is able to get to retirement funds held in ERISA qualified plans. This makes an ERISA qualified plan an excellent asset protection technique.
George Atherton Malloy
209-466-5455 3605 Country Club Blvd
Stockton, CA 209-466-5455
3605 Country Club Blvd
Stockton, CA 95204
Specialties Estate Planning Education UC Berkeley SOL Boalt Hall,Stanford Univ State Licensing California
Data Provided by:  Scott Gregory Beattie
1810 GRAND CANAL BLVD STE 6
STOCKTON, CA Scott Gregory Beattie 1810 GRAND CANAL BLVD STE 6
STOCKTON, CA 95207
Specialties Tax, Business, Estate Planning, Trusts, Probate Education University of San Diego School of Law,University of the Pacific, McGeorge School of Law State Licensing California
Data Provided by: Melissa Claire Van Ruiten
209-948-8200 509 W Weber Ave 5fl
Stockton, CA 209-948-8200
509 W Weber Ave 5fl
Stockton, CA 95203
Specialties Estate Planning Education Mcgeorge Sol University Of The Pacific University of the Pacific State Licensing California
Data Provided by: James R Dyke
209-948-8200 509 W. Weber Avenue, 5th Floor
Stockton, CA 209-948-8200
509 W. Weber Avenue, 5th Floor
Stockton, CA 95203
Specialties Agriculture, Tax, Trusts, Probate, Estate Planning Education University of Washington -Seattle,Willamette University State Licensing California
Data Provided by: Melissa Claire Van Ruiten
209-948-8200 509 W Weber Ave 5fl
Stockton, CA 209-948-8200
509 W Weber Ave 5fl
Stockton, CA 95203
Specialties Estate Planning Education Mcgeorge Sol Univ Of The Pacific,University of the Pacific State Licensing California
Data Provided by: Jeffrey Prag
(209) 472-3480 5250 Claremont Avenue
Stockton, CA (209) 472-3480
5250 Claremont Avenue
Stockton, CA 95207
Specialties Wills, Trusts & Estates Secondary Specialties Estate Planning, Drafting Wills, Income Taxes, Power of Attorney, Tax Planning, Payroll Taxes, Probate, Living Trusts, Negotiating IRS Payments & Settlements, Estate Taxes & Gift Taxes, Audit Defense, Charitable Trusts, Property Taxes, Estate Administration, Sales Taxes & Use Taxes, Drafting Trusts, Living Wills, IRS Filing & Compliance, Charitable Giving, IRS Disputes Education LL.M., University of the Pacific, McGeorge School of Law, 1988 State Licensing California Professional Memberships Tax Attorneys of San Joaquin County (Chair, 1992-1997); Stockton Estate Planning Council (President, 1996-1997); Stockton East Rotary; AARP Legal Services Network.
Data Provided by:  Janice Lynne Gilford
209-477-8677 5345 N El Dorado St #7
Stockton, CA 209-477-8677
5345 N El Dorado St #7
Stockton, CA 95207
Specialties Estate Planning Education Humphreys College of Law at Stockton,San Joaquin Delta Coll State Licensing California
Data Provided by: John C. Roster
209-952-4547 1810 Grand Canal Blvd #4
Stockton, CA John C. Roster 209-952-4547
1810 Grand Canal Blvd #4
Stockton, CA 95207
Specialties Business, Estate Planning, Real Estate, Litigation Education U of San Francisco SOL,Univ of San Francisco State Licensing California
Data Provided by: Anthony Abbott
2453 GRAND CANAL BLVD
STOCKTON, CA 2453 GRAND CANAL BLVD
STOCKTON, CA 95207
Specialties Litigation, Personal Injury, Estate Planning, Trusts, Arbitration Education University of California ,Santa Barbara,McGeorge School of Law, UOP State Licensing California
Data Provided by: Kerri Kruttschnitt Foote
2291 W MARCH LN STE B100
STOCKTON, CA Kerri Kruttschnitt Foote 2291 W MARCH LN STE B100
STOCKTON, CA 95207
Specialties Business, Estate Planning, Land Use & Zoning, Environmental, Litigation Education Golden Gate University School Of Law,University of the Pacific State Licensing California
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How can I use a retirement plan to protect assets? If your retirement plan is qualified under the Federal Employee Retirement Income and Security Act (ERISA), your ownership in the plan is exempt. No third party is able to get to retirement funds held in ERISA qualified plans. This makes an ERISA qualified plan an excellent asset protection technique.
Conversely, a private retirement plan that is not ERISA-qualified is not automatically exempt from judgment creditors. This does not mean that the funds are non-exempt, it just means that formalities - such as filing a Claim of Exemption in the event of a levy - must be followed in order to protect these assets.
Self-employed retirement plans, IRAs and annuities are exempt only to the only to the extent provided by state law. For example, in California, the only non-ERISA retirement plan assets that are exempt are those necessary to provide for your support when you retire, and for the support of your spouse and dependents, taking into account all resources that are likely to be available for your support when you retire.
From an asset protection standpoint, you should consider maximizing the earnings that are placed into your ERISA retirement plan. In addition to the deferral of income tax, you obtain substantial protection against creditors while the funds remain in the retirement plan. In most instances, funds are protected until they are distributed out of the retirement plan and placed in your hands. Copyright 2009 Advice Company - All Rights Reserved. Click here to read article at FreeAdvice.com
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